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What a legal sex worker in Nevada spends in a week

Guess who had to get their appendix removed? This chick. The surgeon recommended that I not work for three to four weeks, so there go my big appointments. While I’m recovering from surgery, we arrange for another lady use my room at the Ranch, so I won’t pay the room and board fees.

At this point, I’m almost fully recovered from surgery, and can function well on my own. I’m catching up on emails and rescheduling appointments that I’ll miss due to my appendicitis. I also receive the first of many medical bills from my hospital stay; one from radiology for the pre-surgery scan of my appendix is $3,567.45.

As an independent contractor, I do not have an insurance plan through my job. Instead, I would have had to obtain insurance at the beginning of the year. Unfortunately, these policies do not cover multiple states, and I was still living part-time in the Midwest at the beginning of the year. (The reason why I opted out of insurance.)

Before being discharged, I spoke with a woman from accounting who estimated that my out-of-pocket burden will range from $16,000 to $35,000. I am also losing three or four more weeks of income, which is typically about $20,000 to $30,000. I’ll have to live off my savings for a while and arrange a payment plan with the hospital.

I had two clients coming in from out of state, so I also have to purchase plane tickets for those rescheduled appointments. The medical emergency was on my side and the previous flight reservations weren’t refundable, so I went ahead and covered the cost of their tickets. Financially, the impact of this surgery is huge.

Week Total Spent: $954.37

Alice Little is a legal sex worker, currently at Bunny Ranch in Carson City, Nevada. Her diary has been edited and condensed for clarity.

Money Diaries are meant to reflect individual women’s experiences and do not necessarily reflect Refinery29’s point of view. Refinery29 in no way encourages illegal activity or harmful behavior.

The first step to getting your financial life in order is tracking what you spend — to try on your own, check out our guide to managing your money every day. For more money diaries, click here.

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